Introduction the guide

Controlling credit card spending is essential to keeping your personal finances healthy and avoiding unnecessary debt.

Let's dive into some common types that you should be on the lookout for.

Imagine stepping into a bank, heart pounding as you apply for a loan. What's one of the first things the banker will look at? Your credit score. But what exactly is this elusive number that can open doors to homes and cars, or slam them shut?

Credit card debt is a familiar term to many, but do we truly grasp how it sneaks up on us? It begins simply enough - a purchase here, an emergency expense there.

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